Joe Biden

FACT SHEET: The Biden-Harris Administration's Plan for Student Debt Relief Could Benefit Tens of Millions of Borrowers in All Fifty States

September 20, 2022

Today, the White House released state-by-state data on how the Biden-Harris Administration's plan for student debt relief will benefit borrowers in all fifty states, Washington, D.C., and Puerto Rico. Last month, President Biden announced his Administration's plan to give working and middle-class Americans more breathing room by providing up to $20,000 in debt relief to Pell Grant recipients and up to $10,000 to other borrowers. The Biden-Harris Administration expects that over 40 million borrowers are eligible for its student debt relief plan, and nearly 20 million borrowers could see their entire remaining balance discharged.

The student debt relief plan will help borrowers and families continue to recover from the pandemic and prepare to resume student loan payments in January 2023. Nearly 90% of relief dollars will go to those earning less than $75,000 per year – and no relief will go to any individual or household in the top 5% of incomes in the United States. By targeting relief to borrowers with the highest economic need, the Administration's actions are also likely to help narrow the racial wealth gap. Nearly 71% of Black undergraduate borrowers are Pell Grant recipients, and 65% of Latino undergraduate borrowers are Pell Grant recipients.

The below analysis from the Department of Education includes state-by-state data on the estimated number of individuals eligible for student debt relief, and the estimated number of Pell Grant borrowers eligible for up to $20,000 of relief within each state.

In the coming weeks, the Department of Education will release additional details on how individuals across the country can benefit from the Administration's student debt relief plan. For more information, visit StudentAid.gov/debtrelief.

State or Jurisdiction Estimated Number of Borrowers Eligible for Student Debt Relief (rounded to the nearest hundred) Estimated Number of Pell Borrowers Eligible for Student Debt Relief (rounded to the nearest hundred)
AK 60,500 37,300
AL 588,000 404,900
AR 365,600 269,000
AS 2,000 1,500
AZ 810,800 554,900
CA 3,549,300 2,340,600
CO 698,100 419,000
CT 454,200 238,200
DC 105,600 60,300
DE 116,900 68,000
FL 2,427,600 1,716,300
GA 1,506,100 1,039,100
GU 6,900 4,500
HI 111,500 65,700
IA 408,700 248,900
ID 201,400 144,900
IL 1,486,600 863,600
IN 856,400 555,500
KS 360,900 225,500
KY 563,300 394,000
LA 608,100 435,200
MA 813,000 401,200
MD 747,100 419,400
ME 175,000 105,300
MI 1,316,000 849,300
MN 729,700 416,300
MO 777,300 502,200
MP 1,400 1,000
MS 417,200 316,400
MT 120,400 78,600
NC 1,190,500 785,500
ND 82,000 49,600
NE 232,100 136,000
NH 175,100 85,300
NJ 1,082,900 590,300
NM 215,900 159,000
NV 315,800 216,900
NY 2,258,800 1,320,100
OH 1,677,800 1,085,700
OK 454,300 321,600
OR 499,000 332,100
PA 1,717,300 988,800
PR 275,500 241,900
RI 133,900 75,300
SC 681,100 458,400
SD 109,100 65,100
TN 795,300 542,000
TX 3,323,200 2,306,700
UT 282,700 206,300
VA 965,100 566,500
VI 7,800 4,700
VT 72,200 37,100
WA 697,600 423,800
WI 685,100 412,700
WV 213,100 145,000
WY 49,600 31,400
Other* 10,900 7,400

*Borrowers who are in outlying territories, military zones, or currently outside of the United States

Joseph R. Biden, Jr., FACT SHEET: The Biden-Harris Administration's Plan for Student Debt Relief Could Benefit Tens of Millions of Borrowers in All Fifty States Online by Gerhard Peters and John T. Woolley, The American Presidency Project https://www.presidency.ucsb.edu/node/358021

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